European Parliament Library

Sweden :, Financial Sector Assessment Program Update: Technical Note on Household Indebtedness: Implications for Financial Stability

Abstract
As in other advanced economies, there has been a significant run-up of household debt in Sweden during the last two decades accompanied by rising housing prices, prompting concerns about sustainability and the implications for financial stability. The rise in household debt and the banking system’s increased exposure to mortgage debt resulted with the changes in the macroeconomic environment. The note explores implications for financial stability of household indebtedness as well as Sweden's specific institutional features to ensure resilience of the financial system
Table Of Contents
Cover; Contents; Glossary; I. Introduction; II. Context; Figures; 1. Household Debt as a Share of Disposable Income; 2. Total Household Debt; 3. Share of Total Bank Lending; Boxes; 1. Factors Explaining the Increase in House Prices and Household Debt; 4. LTV Ratios by Age, Income and Debt Outstanding; III. Overview of Household Balance Sheets; A. Swedish Households' Financial Position; 5. Household Financial Assets; B. Interest Rate Sensitivity; 6. Household Net Wealth; 7. Household Net Debt; 8. Loans Household by Interest Rate Breakdown; 9. Household Debt and Interest Expenses
Language
eng
Literary Form
non fiction
Note
Description based upon print version of record
Physical Description
1 online resource (25 p.)
Specific Material Designation
remote
Form Of Item
online
Isbn
9781463933661

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