European Parliament Library

Bank Debt in Europe :, “Are Funding Models Broken”, Vanessa Le Lesle

Abstract
The crisis in Europe has underscored the vulnerability of European bank funding models compared to international peers. This paper studies the drivers behind this fragility and examines the future of bank funding, primarily wholesale, in Europe. We argue that cyclical and structural factors have altered the structure, cost, and composition of funding for European banks. The paper discusses the consequences of shifting funding patterns and investor preferences and presents possible policy options and bank actions to enhance European bank funding models’ robustness
Table Of Contents
Cover; Abstract; Contents; I. Introduction; II. An Introduction to Bank Funding and Liquidity Risk; Figures; 1. The Robustness of Funding Depends on Both Assets and Liabilities; III. What Makes European Bank Funding Models Vulnerable?; 2. Key Funding Metrics of European Banks Versus International Peers; 3. Breakdown of Term Debt by Region and by Instrument; 4. Year-to-date Issuance and Redemption Profile Across Select Regions; IV. Cyclical and Structural Shifts Exacerbate These Vulnerabilities Further; A. A Tougher Operating Environment; Boxes
Language
eng
Literary Form
non fiction
Note
"December 2012."
Physical Description
1 online resource (41 p.)
Specific Material Designation
remote
Form Of Item
online
Isbn
9781475517033

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