European Parliament Library

Deposit Insurance Database, Asli Demirgüç-Kunt, Edward Kane, Luc Laeven

Abstract
This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks’ assets and liabilities, including during the recent global financial crisis. We also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward
Table Of Contents
Cover; Contents; I. Introduction; II. The Database; A. Variable Definitions; III. Main Features of Deposit Insurance Schemes Around the World; IV. Depositor Protection During the Global Financial Crisis; V. Concluding Remarks; References; Figures; Figure 1. Explicit Deposit Insurance by Income Group, 2013; Figure 2. Explicit Deposit Insurance by Region, 2013; Figure 3. Type of DI Scheme, 2013; Figure 4. Objective of the DI Scheme, 2013; Figure 5. Organization of the DI Scheme, 2013; Figure 6. Administration of the DI Scheme, 2013; Figure 7. Funding of the DI Scheme, 2013
Language
eng
Literary Form
non fiction
Note
Description based upon print version of record
Physical Description
1 online resource (45 pages)
Specific Material Designation
remote
Form Of Item
online
Isbn
9781498382908

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